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5 ways to optimize your finances for young professionals and fresh graduates

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Disclaimer: I am not a financial advisor. Always do your own research when it comes to financial decisions. As a fresh graduate or young professional still new to the "adulting" world, you might still be overwhelmed by all these new choices and opportunities open for you. You must have just gotten your first paycheck and are not sure wha to do with it. As early as now, it pays to be financially knowledgeable.  Here are some useful suggestions on how to make the most of your money and build good financial habits. Digital banking To keep your hard earned money, one of the first things that new professionals must do is open a bank account. Banks keep your money safe and and offer many financial services for your needs.  With digital banks, signing up for an account is easier. As the name suggests, a digital bank is fully operating online and there is no need to go to a physical branch just to sign up. Digital banks usually just requires you to download an app and upload your...

6 years of blogging on Malditang Librarian: what I learned and future directions

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Malditang Librarian will be six years old on May 2022 (I posted my first blog entry in May 2016).  When I started the Malditang Librarian blog in 2016, my situation wasn't so great. I was unemployed and just resigned from my first job in another city. I was looking for another job and thinking of enrolling in graduate school, just to have something to do while looking for work. I was very disillusioned from my first job, and realized a lot of things from being pushed headfirst into the adult life. I had been writing online here and there, mostly for personal blogs when social media wasn't that popular. I started a blog in my first job to share board exam tips for aspiring librarians in the Philippines, which had the boring name "Library Logs." Then, in a sudden flash of inspiration, I thought of the name "Malditang Librarian" and I found it so... amusing. There's a common stereotype that librarians are not so nice, and that's a play on that. The nam...